The eMPF Platform, launched by the Mandatory Provident Fund Schemes Authority (MPFA) in June 2024, now serves as the centralized digital hub for managing MPF accounts, replacing fragmented trustee systems and enhancing the former ePA service. This update streamlines access to personal account details for scheme members in Hong Kong.

 

How to register with the eMPF Platform?

You can register online through the eMPF Web Portal or eMPF Mobile App. Please refer to the official User Guides.

It takes just 3 simple steps to complete the registration:

  1. Complete identity verification using “iAM Smart”

Download/update the latest version of “iAM Smart” and register to proceed with the verification. If you encounter any difficulties during online identity verification, you may visit the eMPF Service Centre for assistance.

  1. Personal information submission

Provide your personal details and select your preferred channel of communication

  1. Activate your eMPF

Set up your username and password

 

Key eMPF Documents for US Tax Reporting

  • Annual Benefit Statements (ABS): detailing contributions, transfers, balances, and investment performance.
  • Transaction histories and fund reports.
  • Consolidated account summaries (including trustees and values).

 

FAQ:

  1. What services are available at the eMPF Platform?

Services for Members (Employees & Self-employed)

  • Account Management: View, consolidate, manage accounts via mobile/web.
  • Investment Portfolio: Switch funds, update instructions, review performance.
  • Transactions: Transfer/withdraw benefits, make voluntary contributions.
  • Information Updates: Update personal information online.
  • Support: Access trustee comparisons and MPF fund platform.

 

  1. Where can I find the user guides and tutorial videos for the eMPF Platform?

You can find the eMPF user guides and tutorial videos via the link.

 

  1. Do I need to pay to register and use the eMPF Platform?

No. There is no charge for registering and using the eMPF Platform.

 

  1. What is an Annual Benefit Statement (ABS)?

The Annual Benefit Statement provides key details on your MPF account for the prior scheme year: contributions, transfers, withdrawals, account balances, vested benefits, and investment gains or losses.

 

  1. When will I receive the Annual Benefit Statement (ABS)?

The legislation stipulates that the Annual Benefit Statement must be issued within three months following the end of each scheme year.

 

  1. Where can I locate the Annual Benefit Statement (ABS)?

Via eMPF “My Account” > “My Letter and Statement”.

For pre-onboarding statements, contact your MPF scheme trustee.

 

  1. Reporting of MPF for US Taxes?

Since there is no treaty between the U.S. and Hong Kong, and the MPF is not identified by the U.S. as a qualified retirement plan, the employer contributions and the account growth are generally taxable. Remember MPF is a reportable financial account on the FBAR and FATCA filing Form 8938 Statement of Specified Foreign Financial Assets (if foreign asset thresholds are met.)

 

For further details, please visit the eMPF website.